Portfolio risk is aligned with the investment objectives and investment horizons of your portfolio.  

We focus on enhancing the efficiency and wealth-building process. 

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Considerations:

• Analyzing  the Risk vs Return measures is key to making any investment decisions

• Diversification prepares your portfolio for the cyclical shock waves

• The most important lesson learned from the most recent crisis is to be Proactive 

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Types of Risk affecting your Portfolio:

• Market Risk - recession impacts the whole market place

• Sector Risk - usually energy stocks are sensitive to oil prices

• Credit Risk  - declining cash flow affects the liquidity of the assets

• Interest Rate Risk - higher interest reduces profit margins

   

Volatility is Inevitable:

• Day to day market volatility is normal and necessary, so do not panic with constant fluctuations 

• Markets go up and down but over the long term the positive trends continues 

• Volatility in-itself s a measure of risk, yet both play a role in determining the portfolio returns 

• The volatility of any investment you hold, is a direct measure of your risk appetite  

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During volatile markets, we stay focused on the asset allocation, which was set based on your objectives and risk tolerance.