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YOU CAN BENEFIT FROM BOTH. You don’t need to choose one plan over the other. Both allow you to hold a wide range of qualified investments, including cash, mutual funds, government and corporate bonds, GICs and publicly traded securities.

How you allocate your investments between the two plan types depends on your overall investment goals and your current tax rate versus your expected future tax rate.

COMPARING TFSAs AND RRSPs Investors who are saving for their future through an RRSP often wonder which one is better: TFSAs or RRSPs.

The answer is both are savings vehicles that can help you build wealth over the long term. They complement each other within a comprehensive financial plan.

A TFSA can be used to meet both your short- and long-term goals.

An RRSP is an ideal way to save for your retirement.



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